VA Loan Documents


The Loan Document process is the stage when your loan documents are being prepared by the investor. These loan documents are the legal binding documents to finalize your transaction. They will include some of the following important items to be signed:

  • Mortgage Note - Promissory Note indicating amount borrowed, interest rate charged, and terms or repayment
  • Deed of Trust - this documents places the property as security to the loan and note
  • HUD 1 - this document is the itemized break-down of all fee's incurred for obtaining the loan

The process of obtaining these loan documents is typically two days. One day for them to be prepared and one additional day for receipt. Some lenders are currently using technology to have this documents e-mailed or printed in the loan office or escrow company the same day.