VA Home Loan Mortgage Programs


VA (Veterans Administration) currently insures four types of loan programs. They are:

  • 30 Year Fixed Rate
  • 15 Year Fixed Rate
  • 2/1 Fixed Rate Buy-Down
  • IRRR - Interest Rate Reduction Refinance (Refinance of existing VA loan, aka VA Streamline Refinance)

Any of these programs may be used for both purchasing real estate or refinancing your existing VA loan.